Findeks Credit Eligibility

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1. Initial Check      → /findeks/check
2. Get Phone List     → /findeks/phone-list (if needed)
3. Generate Report    → /findeks/report (if Unknown status)
4. Confirm PIN        → /findeks/pin-confirm
5. Renew PIN          → /findeks/pin-renew (if expired)
6. Final Verification → /findeks/check (recheck status)

Authorization: Bearer YOUR_ACCESS_TOKEN

POST /findeks/check

curl -X POST https://api.pro.yolcu360.com/api/v1/findeks/check \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "identityNumber": "11223344556",
    "integrationCode": "integrationCode123"
  }'

{
  "status": "Positive"
}

POST /findeks/phone-list

curl -X POST https://api.pro.yolcu360.com/api/v1/findeks/phone-list \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "identityNumber": "11223344556",
    "integrationCode": "integrationCode123"
  }'

{
  "phoneList": [
    {
      "key": 711957237,
      "phone": "533*****36"
    },
    {
      "key": 711957238,
      "phone": "505*****42"
    }
  ]
}

POST /findeks/report

curl -X POST https://api.pro.yolcu360.com/api/v1/findeks/report \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "identityNumber": "45473452",
    "birthDate": "1994-01-15",
    "driverLicenseDate": "2012-03-20",
    "phone": "+905554443322",
    "phoneKey": 123,
    "integrationCode": "integrationCode123"
  }'

{
  "findeksCode": 182783973
}

POST /findeks/pin-confirm

curl -X POST https://api.pro.yolcu360.com/api/v1/findeks/pin-confirm \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "findeksCode": "45473452",
    "pinCode": "123456",
    "integrationCode": "integrationCode123"
  }'

POST /findeks/pin-renew

curl -X POST https://api.pro.yolcu360.com/api/v1/findeks/pin-renew \
  -H "Authorization: Bearer YOUR_ACCESS_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "findeksCode": "45473452",
    "integrationCode": "integrationCode123"
  }'

async function performFindeksVerification(customerData) {
    const {identityNumber, integrationCode, birthDate, driverLicenseDate, phone} = customerData;

    try {
        // Step 1: Initial eligibility check
        const initialCheck = await checkFindeksEligibility(identityNumber, integrationCode);

        if (initialCheck.status === 'Positive' || initialCheck.status === 'Positive With Young Driver') {
            return {approved: true, status: initialCheck.status};
        }

        if (initialCheck.status === 'Negative') {
            return {approved: false, status: 'Negative'};
        }

        // Step 2: For Unknown status, get phone list
        if (initialCheck.status === 'Unknown') {
            const phoneList = await getFindeksPhoneList(identityNumber, integrationCode);

            // Step 3: Generate report with selected phone
            const selectedPhone = phoneList.phoneList[0]; // User selects appropriate phone
            const report = await generateFindeksReport({
                identityNumber,
                birthDate,
                driverLicenseDate,
                phone,
                phoneKey: selectedPhone.key,
                integrationCode
            });

            // Step 4: Get PIN from user and confirm
            const pinCode = await getPinFromUser(); // Implementation depends on UI
            await confirmFindeksPin(report.findeksCode, pinCode, integrationCode);

            // Step 5: Recheck status after PIN confirmation
            // Note: Status update may take up to 1 minute
            await waitForStatusUpdate();
            const finalCheck = await checkFindeksEligibility(identityNumber, integrationCode);

            return {
                approved: finalCheck.status.startsWith('Positive'),
                status: finalCheck.status
            };
        }

    } catch (error) {
        if (error.message.includes('PIN')) {
            // Handle PIN renewal if needed
            await renewFindeksPin(findeksCode, integrationCode);
            return performFindeksVerification(customerData); // Retry
        }
        throw error;
    }
}

async function checkFindeksEligibility(identityNumber, integrationCode) {
    const response = await fetch('/api/v1/findeks/check', {
        method: 'POST',
        headers: {
            'Authorization': `Bearer ${accessToken}`,
            'Content-Type': 'application/json'
        },
        body: JSON.stringify({identityNumber, integrationCode})
    });

    if (!response.ok) throw new Error('Findeks check failed');
    return response.json();
}

async function waitForStatusUpdate() {
    // Wait for status update (can take up to 1 minute)
    return new Promise(resolve => setTimeout(resolve, 60000));
}